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Polymarket Deposit Methods in the UK: Bank Transfer, Crypto & More

How to deposit on Polymarket in the UK in 2026 — bank transfer, open banking, crypto, Klarna and fees explained. All methods work via PolyGram.

Marc Jakob
Senior Editor — Prediction Markets · · 2 min read
✓ Fact-checked · 📅 Updated 9 June 2026 · 2 min read
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How to Deposit on Polymarket from the UK

Polymarket operates with geoblocking restrictions affecting UK-based users, yet PolyGram provides unrestricted access to the identical CLOB order book alongside purpose-built UK funding pathways. All market contracts are denominated and settled in USDC across the Polygon blockchain.

UK Deposit Methods Available on PolyGram

Bank Transfer (Faster Payments / Open Banking)

British traders may fund PolyGram accounts through Faster Payments via PolyGram's fiat gateway partner. Your sterling deposits are automatically converted to USDC and credited typically within 5 minutes. The entry threshold stands at £10. PolyGram itself levies no charge; the gateway operator applies a 1–1.5% conversion margin.

Debit & Credit Card

Both Visa and Mastercard debit cards work seamlessly. Credit card transactions occasionally face rejection from issuing banks when flagged as cash advances — debit cards are the safer option. The on-ramp provider charges roughly 1.8% for card-based transactions.

Klarna

Klarna's Pay Later service is available to qualifying UK customers. The feature allows you to execute trades immediately whilst deferring payment for up to 30 days. Eligibility requires an active, compliant Klarna account.

Crypto (USDC, ETH, BTC)

Transfer USDC directly to your PolyGram Polygon-native wallet from any major exchange including Coinbase, Kraken, or Binance. Alternatively, deposit ETH or BTC — PolyGram's integrated bridge automatically swaps these to USDC. This route offers the lowest friction and cost for frequent traders. Polygon confirmations occur in under 60 seconds.

Deposit Fees Comparison

  • Bank transfer: ~1–1.5% on-ramp fee
  • Debit card: ~1.8% on-ramp fee
  • Klarna: 0% (interest-free 30-day)
  • Crypto (USDC direct): ~$0.001 Polygon gas only

Minimum and Maximum Deposits

The floor deposit is $10 equivalent. PolyGram enforces no ceiling on deposit amounts. Identity verification becomes mandatory once cumulative deposits reach $1,500. The KYC process completes in 2–5 minutes.

How Long Do Deposits Take?

  • Bank transfer: 2–10 minutes
  • Card: instant–3 minutes
  • Crypto USDC: 30 seconds–2 minutes

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Marc Jakob
Senior Editor — Prediction Markets

Marc has covered prediction markets and crypto order flow since 2018. Writes for PolyGram on market structure, on-chain settlement, and regulatory developments.